For starters, we're not always smart or careful consumers. But let's not take all the blame. Sometimes, the odds really are stacked against us. more ...
With post-crisis credit still tight, you'll need to work harder to demonstrate you can handle a mortgage. Jump through these 5 hoops to prove you're worthy. more ...
New federal rules are driving lenders to estimate your income based on credit reports. But the tools they're using aren't precise, and mistakes might be hard to correct. more ...